Insights
Dec 15, 2025

Should I Hire a Lawyer or Go to Small Claims Court for My Construction Defect Case?

How to Decide the Most Cost-Effective Path for Your Claim and Maximize Your Recovery

When you're facing construction defects and limited funds, figuring out whether to hire a lawyer or go to Small Claims Court can feel overwhelming, especially when you're not sure which path actually protects your interests. This guide breaks down exactly when Small Claims Court is your best option and when you need an attorney, so you can make the smartest financial decision and maximize what you recover.

Should I Hire a Lawyer or Go to Small Claims Court for My Construction Defect Case?

You trusted a contractor or builder to do quality work on your home, and they let you down. Now you're dealing with substandard construction, and you're trying to figure out the most practical and cost-effective way to get justice.

The question you're facing is straightforward: Should you hire a lawyer or handle it yourself in Small Claims Court?

This article will help you understand when Small Claims Court is the right choice and why it can actually be more effective than hiring an attorney for smaller cases. We've successfully resolved over 1,000 construction defect cases and recovered more than $500 million for Colorado homeowners and HOAs, so we understand the decision-making process you're facing right now.

Understanding Small Claims Court in Colorado

Small Claims Court is a special court designed for straightforward disputes involving limited dollar amounts. In Colorado, Small Claims Court handles cases worth $7,500 or less.

Here's the most important rule: No attorneys are allowed to represent parties in Small Claims Court. This means you file and present your case directly against the construction professional.

Why does this matter? The process is intentionally designed to be user-friendly for non-lawyers. Forms are simple, procedures are streamlined, and hearings move quickly.

Construction defect disputes in Colorado are governed by the Construction Defect Action Reform Act (CDARA), which includes statutes of limitations. C.R.S. Section 13-80-104 sets a two-year statute of limitations from discovery of the defect, so timing matters.

Construction defects are common throughout Colorado homes. Poor workmanship, water intrusion, and code violations frequently affect homeowners, and Small Claims Court provides an accessible remedy for smaller cases.

When Should You Choose Small Claims Court Over Hiring a Lawyer?

The financial reality is simple: If your case is worth $7,500 or less, hiring a lawyer would likely cost more than you could recover. Attorney fees for construction defect cases can quickly exceed the value of smaller claims.

Let's break down the math in simple terms. Even if you win your case, attorney fees would consume most or all of your recovery. In Small Claims Court, you keep the entire award because there are no attorney fees to pay.

The advantages for homeowners are clear:

  • Cost-effective: No attorney fees to pay
  • Simple process: Designed specifically for non-lawyers to navigate
  • Speed: Cases resolve much faster than in district courts
  • Direct control: You present your own case and tell your story

For claims under $7,500, Small Claims Court maximizes your financial recovery and puts you in control of the process.

What You Need to Do to Win Your Small Claims Case

In Small Claims Court, the party with the most complete documentation usually prevails. This is the most important thing to understand about winning your case.

Here's the specific documentation you need:

Contracts and agreements: Save your original contract, any change orders, bids, proposals, or written agreements. These show what the contractor promised to deliver.

Financial records: Keep all receipts, invoices, payment records, checks, and credit card statements. These prove what you paid.

Communications: Save every email, text message, letter, and note from phone conversations with the contractor. These demonstrate what was discussed and promised.

Visual evidence: Take clear, detailed photographs of all defects and damages. Include close-ups and wide shots. Date-stamp photos if possible.

Timeline: Create a written timeline noting when you signed the contract, when work began, when you discovered problems, when you notified the contractor, and any attempts to fix the defect.

Expert opinions: If you had another contractor evaluate the work, save their written assessment and cost estimate for repairs.

Organize all evidence in a clear, logical way. Judges appreciate thorough preparation and clear presentation.

The Denver County Court Small Claims page provides comprehensive self-help instructions for filing and presenting a Small Claims case.

What to Expect in the Small Claims Process

The Small Claims process follows straightforward steps that regular people can navigate without legal training.

Filing: You complete a simple complaint form identifying yourself (the plaintiff), the contractor or builder (the defendant), and describing what went wrong and what you're asking for.

Service: the plaintiff must arrange for personal service by a third party (Sheriff's Department, private process server, or someone over 18 who isn't involved in the case), or certified mail arranged through the clerk's office.

Hearing date: The court schedules a hearing, typically within a few weeks or months.

Preparation: You organize your documentation and prepare to present your case.

Hearing: You and the defendant each present your case to a judge. You'll explain what happened, show your evidence, and answer the judge's questions. No formal legal procedures or rules of evidence apply.

Decision: The judge issues a decision, usually on the same day or shortly after.

The process is straightforward and designed for regular people, not lawyers. The judge understands you're not a legal professional and will help guide the hearing.

Even though attorneys cannot represent you in Small Claims Court, you can consult with an attorney beforehand to understand your rights and prepare your case strategy.

When Your Case Needs a Construction Defect Attorney

Not every case belongs in Small Claims Court. Larger, more complex cases require legal representation.

You should consult an attorney when:

  • Claims exceeding $7,500: If repair costs or property value loss is greater than the Small Claims limit, you need to file in district court where attorneys are necessary.
  • Multiple defects or systemic problems: When defects affect major building systems or structural elements, cases become more complex.
  • Catastrophic damages: Significant structural failure, widespread water damage, or safety hazards require expert legal handling.
  • HOA claims: Homeowners associations dealing with building-wide defects in condos or townhomes need specialized legal representation.
  • Developer disputes: Cases against large developers or builders often involve complex legal defenses that require attorney expertise.

We handle the complex cases where our trial-ready reputation and deep CDARA expertise make the difference. For claims over $7,500, our quality-over-volume approach ensures maximum recovery.

Our Track Record Fighting for Colorado Homeowners

We've successfully resolved over 1,000 construction defect cases across Colorado and recovered more than $500 million for clients. Our quality-over-volume approach means we carefully select cases where we can make a meaningful difference.

Our trial-ready reputation means we get results. Builders and developers know we're prepared to take cases to trial, which drives better settlements.

"Nelson Law fought tirelessly for us against a builder who tried to walk away from major defects in our new home. They secured a settlement that fully covered repairs and held the builder accountable. They made a complex process manageable and stood by us every step of the way."

We serve homeowners and HOAs across five states, and we're recognized as Colorado's premier construction defect litigation law firm.

Making the Right Choice for Your Construction Defect Case

Here's the clear practical guidance you need:

For cases worth $7,500 or less: File in Small Claims Court yourself. The process is designed for you, costs nothing in attorney fees, and you keep your entire recovery. Gather thorough documentation and use the resources at the Denver County Court Small Claims page.

For cases exceeding $7,500 or involving complex defects: Consult with a construction defect attorney immediately. Time limits apply under CDARA, and early action protects your rights.

If you're unsure whether your case belongs in Small Claims Court or needs legal representation, contact us for a consultation. We'll help you understand your options and make the best decision for your situation.

Whether you handle your case in Small Claims Court or we fight for you in district court, the important thing is taking action to protect your home and your rights.